In challenging industry circumstances, winning banks will define the next phase in their growth strategies and lay out individual paths to sustainable profitability.
Recent turbulence among digital online lenders does not change the overall direction of this growing market. Banks should stay focused on entry options and customer demand.
Progress in repositioning networks will be slowed if the most digitally-receptive customers are lost along the way, underscoring the need for channel segment strategy.
To preserve franchise revenue potential, banks need a reinvestment strategy that will sustain customer relationships and sales momentum as branch count shrinks.
To optimize pricing in a way that preserves long-term franchise value, winning treasury management teams will learn to make precision tradeoffs within a systematic framework.
Canadian banks remain healthy but face challenges from a wobbly economy, digital disruption and restrictive regulation — all pointing to restructuring ahead.
To cope with forthcoming regulatory requirements for long-term stable funding, banks should be working now on measurements, funding plans and business strategy.
A comprehensive marketing strategy is needed to engage HELOC borrowers when draw periods expire. Valuable balances and customer relationships are at stake.
Facing continued energy price volatility and tightening requirements for risk estimation and disclosure, banks need stronger analytical guidance to make their way.
Have you ever been steered to a conclusion by a convincing analysis, only to see significantly different findings a week later?